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For payments sent by paper check, the next available date could be several days in the future. Log in to: SIGN IN. Genuine Blue Easily track spending and pay bills from the convenience of your personal computer. ®, CAPITOL. General Terms For All Services. A great company starts with great people. 50 per payment. ATM Available During Store Hours. Step 2: Enter and confirm your new password. The dividend is payable on February 18, 2022 to stockholders of record as of the close of business on February 4, 2022. Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. Getting Pre-Approved is the next step in actually purchasing a home. Plus, with access to True Blue Online® Business you will find convenience in your everyday banking needs. With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment. We have experienced Loan Professionals in your community who can help answer any questions you may have about the mortgage loan process and CapFed®. 9. Transaction limits apply. All hours presented are normal operating hours and do not reflect special events or holidays. In. , Saturday 9 a. ) Re-enter your log in credentials. Secure. Make use of your phones keypad lock feature. Plus, with access to True Blue Online® Business you will find convenience in your everyday banking needs. Open Account;. Transaction history in My Finances is updated once daily. True Blue Online® banking is a favorite of Capitol Federal® customers for instant and direct access to their accounts. All Capitol Federal® Branch Offices will be closed for the following holidays in 2023:True Blue® Checking With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access), a simple way to access your accounts both online and via mobile, plus online bill payment. You’re in full control, because if you ever change your mind, you can edit or cancel. Pay bills and edit payee information. You can use multiple True Blue Money cards to help with household budgeting. Enroll in My Finances within True Blue Online® for a complete overview of your finances. Follow the few simple steps below, and we will guide you through the process. Please plan an additional 3-5 days to receive your order. Customers pay no transaction fees at our branch locations across our market areas. Proud to offer True Blue® banking for over 120 years. Loan amounts can be up to 100% of the deposit balances, and funds are available for any purchase. Welcome to True Blue® savings! Any solid financial plan includes a secure place to put money aside for emergencies, vacations, future purchases or retirement. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL. American Express® charges 2. True Blue® Checking With a Capitol Federal® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL,. We encourage you to make all payments and transfers prior to August 4, or. To speak with a customer service representative, dial 0. Everything you need to manage your money is accessible from anywhere at anytime with online banking. Plus, every checking account is backed by more than a century of commitment to the safety and security of our. CAPITOL FEDERAL® CELEBRATES GROUNDBREAKING OF NEW. More on True Blue Online. Initial balance or deposit ($) Length of CD (months) (1 to 120) Annual interest rate (-12% to 12%) Interest compounding frequency. 3. halibut, even oysters) is fried in crispy tempura batter and served with Kennebec. Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. ®, capitol federal foundation. $750,000 - $999,999. For payments sent by paper check, the next available date could be several days in the future. This resource includes information for Capitol Federal customers about changes to our Core System during the Conversion Weekend, August 4 - 7, 2023. A Capitol Federal® employee is helping local cats and dogs find homes. Positive Pay Protect your business against losses due to check and ACH fraud with effective and reliable tools that alert your business to potential. The calendar within Bill Payment will show you the next available Pay Date without a fee. Genuine BlueApple Pay will work with our True Blue Debit Card and the Capitol Federal HELOC VISA® Access Card. Here at Capitol Federal® we encourage you to shop local and support small businesses. Capitol Federal’s 131st Year. Overseas Card Usage Tips. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. From the many local festivals and family fun opportunities that this season brings, this particular autumn also marks a very special occasion for the Bank—our 130. Tiered-rates let you earn more interest in our Money Market Select Account as you grow your savings with the added features of a checking account. To make the most of your checking dollars, open a Genuine Blue checking account. Transaction history in My Finances is updated once daily. Using credit responsibly is a must if you want to build and maintain a good credit history. Kansas Avenue, Topeka, KS 66603. Or, reach us by phone, by calling 1-888-8CAPFED (1-888-822-7333) Monday through Friday from 7 a. How are you going to show your kindness this year? - Capitol Federal® Learn more. Along with home loans, we offer refinancing, personal loans, auto loans, CD loans, and our personalized True Blue® service. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. Keep your business moving even when you’re away from the office with True Blue Online® Business. Have a Christmas movie marathon. It’s the perfect card to pre-load funds for your child’s spending, or to set budgets for yourself when holiday shopping or traveling. The basic services listed above are available for only $10 per month, with the option to add Cash Management Services, as needed. Mobile Banking Login. Safe Deposit Box. ) Simply log into True Blue Online® banking. Branch. SIGN IN. Capitol Federal’s Certificate of Deposit (CD) interest rates are consistently among the most competitive in the area. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. What is True Blue Online® Business Mobile? True Blue Online Business Mobile banking is designed to navigate key features of online banking for businesses from the convenience of your mobile device. Digital Transformation: Core Processing System conversion with new Online Banking platforms. Dicus. There is a lot to celebrate this fall in our communities. ) Select the My Finance tab. To assist you in evaluating Capitol Federal's fees, we've grouped them as follows:. Genuine Blueyour card information manually. When it comes to commercial real estate, having good financing is just as. Capitol Federal Financial, Inc. Branch Drive-Thru. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE. (NASDAQ: CFFN) (the "Company") announced today that its Board of Directors has declared a True Blue Capitol dividend of $0. 3. ) Re-enter your log in credentials. to 5 p. You must do this first. Ages 0 - 13. Check account balances. After your card is verified, tap Next. This feature gives you greater control when moving funds from outside institutions to Capitol Federal® and saves money on wire transfers. This time, all information regarding employment, income, credit, assets and liabilities are verified with supporting documentation and the request is fully reviewed and underwritten by the Bank’s underwriters. Load your student card for a predetermined amount and rest easy. Getting fit and staying healthy seems to be everyone's new years resolution but it doesn't have to come at a steep price. Learn more about Simple Blue. Need help? Call 888-822-7333. Transfer funds, set up alerts, send and receive secure messages. Get True Blue® Money prepaid debit cards at any branch location, with no fees to open or activate. Apple Pay will work with our Classic True Blue Direct Debit Card, our Platinum True Blue Direct Debit Card and the Capitol Federal HELOC VISA® Access Card. True Blue Money prepaid debit cards are accepted wherever you see the Visa® logo, which includes ATM access. 1. 1. com as soon as you can, if you think your statement or receipt is wrong or if you need more information about a transfer. With Mobile Banking you can…. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®,. November 6, 2023 FOR MORE INFORMATION: Alex Rothers Marketing Communications Coordinator (913) 652-2210 [email protected]. Seaside Chippy. Learn more about Simple Blue. Transaction limits apply. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. If you have any questions, email us. At Capitol Federal®, your savings is always safe and secure – it’s our True Blue® promise. The quickest and most convenient way to pay your bills is online with CapFed’s True Blue Online® banking. Schedule bill payments and transfers in advance. Learn about the Grandparent Scam and how to avoid falling victim. Free State Branch - Capitol Federal®. Joint account owners must enroll separately. True Blue® Checking With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access), a simple way to access your accounts both online and via mobile, plus online bill payment. Integrate your accounts with Quicken® from True Blue Online® to download account activity, keep financial records and simplify your tax preparation. The experience gained will carry you throughout your career. The Simple Blue Rewards account includes a True Blue® Direct debit card for ATMs and Visa® transactions. True Blue® Strong - Now more than ever At Capitol Federal®, we’re here to make your banking experience safe, simple and secure, all from the comfort of your home. To speak with a customer service representative, dial 0. Borrow against your Capitol Federal® fixed rate Certificate of Deposit (CD) with interest rates at 2. Enjoy the freedom of a Visa card without the worries of overdraft and over-the-limit fees. Upgrading to our new Core will provide CapFed® with a stronger, more efficient Core system, giving the Bank the ability to integrate and offer. The True Blue PayCard is a Visa® branded reloadable card that allows your employer to directly deposit your payroll funds and utilize the card to make purchases, withdraw cash and load additional funds. Use CapFed’s Mobile Banking app to deposit checks. Mobile login for True Blue Online, or download the Capitol Federal® mobile banking app. Quicken offers the ability to make a direct connection to True Blue Online® banking and provides the ability to download account activity, manage payees and payments. ®, CAPITOL FEDERAL. - Check your account balances and search recent transactions. Add a new account with your account and routing number. Contact a local mortgage consultant to help you. Set up single or recurring bill payments. CDs provide a predictable return over time and are FDIC insured to the maximum allowed by law. 1. CapFed is dedicated to our True Blue® customers and communities, and we are eagerly awaiting the opportunity for our friendly branch staff to serve you in the spring of 2021. or by. Welcome to True Blue® savings! Any solid financial plan includes a secure place to put money aside for emergencies, vacations, future purchases or retirement. Simple. Check account balances. 99. Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. It’s the perfect card to pre-load funds for your child’s spending, or to set budgets for yourself when holiday shopping or traveling. Enroll in My Finances within True Blue Online® for a complete overview of your finances. Close. Available through True Blue Online® and mobile banking, Credit Sense, powered by SavvyMoney®, provides you access to all things credit score. True Blue® Strong - Now more than ever At Capitol Federal®, we’re here to make your banking experience safe, simple and secure, all from the comfort of your home. ‎Deposit checks, transfer funds, check balances, receive alerts, view activity, and find ATMs or branches. Capitol Federal® Savings Bank is a financial services institution serving Kansas and Missouri residents. Minimum Balance to Earn APY. At Capitol Federal®, your savings is always safe and secure – it’s our True Blue® promise. How do I activate my True Blue Money reloadable card once I receive it?Capitol Federal’s Certificate of Deposit (CD) interest rates are consistently among the most competitive in the area. There is NO monthly service charge for True Blue Online® banking, including True Blue® Bill Payment on personal. Loan Office Only. m. All you need is to enroll in True Blue Online® banking, have a qualified personal account and you can start making payments today. Limit student spending. Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. It’s the perfect card to pre-load funds for your child’s spending, or to set budgets for yourself when holiday shopping or traveling. ®, CAPITOL FEDERAL. If you have any questions, email us. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. 20 per share on outstanding CFFN common stock. ATM Available During Store Hours. At Capitol Federal®, we provide a wide range of long- and short-term savings options, from certificate of deposit products to the flexibility of a Money Market Select account. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. m. Branches will close early, at 4 p. $1,000,000 - $1,999,999. True Blue® Checking With a Capitol Federal® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment. Checking. Add a new account with your account and routing number. The Genuine Blue account is perfect for those who maintain higher balances in their checking. CD Information and Assumptions. capfed. The best way to report a card as lost or stolen is by calling the Capitol Federal Telephone Banking System, which is open 24 hours a day / 7 days a week, including holidays. That’s why we’ve outlined a few simple strategies you can start using today to see a greater return on your savings tomorrow. Highlights include: Schedule one-time or recurring payments. Choose the account. The mobile web may be accessed at mobile. Once you've enrolled in True Blue Online, follow these steps to sign up for Mobile Banking: Log in to True Blue Online banking. Enroll in My Finances within True Blue Online® for a complete overview of your finances. Kansas Avenue, Topeka, KS 66603. Personal. True Blue Online® banking is a favorite of Capitol Federal® customers for instant and direct access to their accounts. Find your nearest CapFed® branch and ATMs; Make mobile deposits using the camera on your smartphone; To use Mobile Banking, you must first enroll in True Blue Online. pay your mortgage online. To start offering True Blue PayCard as a payroll option for your employees, contact a Capitol Federal® Business Banker today at 1-888-510-7333 or by email at [email protected]. Borrow against your Capitol Federal® fixed rate deposit accounts with an interest rate 2. We asked our CapFed® employees what traditions they celebrate this holiday season. Small Business Saturday was created to encourage consumers to shop locally helping the community to thrive and prosper. CAPITOL FEDERAL® CELEBRATES GROUNDBREAKING OF NEW. Thank you for visiting Capitol Federal's Career Opportunities Board. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Self-Serve Coin Counters. The True Blue® debit card is accepted wherever you see the VISA® debit logo, worldwide, and for purchases online. The only information that needs to be changed is the amount and the date. 1. Join a company where you can move forward, while still giving back. This resource includes information for Capitol Federal customers about changes to our Core System during the Conversion Weekend, August 4 - 7, 2023. Search Submit. We have now implemented new and exciting digital functions for improved customer experiences and bank efficiencies - all to be ready for the future. With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free ATM access ), a simple way to access your accounts both online and via mobile, plus online bill payment. Send a payment to anyone in the US. There is no monthly service charge with an average daily. superior. Genuine BlueCapFed® Mobile Banking App; True Blue Online® Overview; Get a 360 view of your finances Make, track and manage your budget - it's simple with My Finances. We have partnered with Zelle® to bring you a fast and easy way to send and receive money with friends, family and people you know. Checking. Important disclosures containing rate, fee, and other cost information, as applicable: Application Packet - Closed-End Home Equity. here. $10,000 to $24,999. An outdoor waterfront eatery in an up-cycled shipping container in Victoria,. With CapFed’s online banking for businesses, you have a convenient way to access and manage your business accounts from virtually anywhere, anytime. When you. Choose the account that is perfect for you: Simple Blue Our most popular account with no minimum balance fees or monthly service charges. Harness Natural Heating. Perfect for…. eStatements available. By enrolling in eStatements in True Blue Online®, your personal and confidential information is safe and secure. FOR IMMEDIATE RELEASE. Use CapFed’s Mobile Banking app to deposit checks. Variety of checking account options available; Savings and Money Market options availableMust be a Capitol Federal checking account and debit card holder. 2. Easily track spending and pay bills from the convenience of your personal computer or Mobile device. These alerts include, when specific checks clear, when a specific deposit amount is processed, successful or failed transfers, balances above or below a specific amount and changes to a user's TBO User ID, password or contact information. Certificate of Deposit Analyzer. Find Loan Professional. By CapFed December 13, 2022 We’ve all done it…spent money on a gym membership because we decided this was the year to get fit! We stay with it initially, and then find all the reasons not to go and every month you still get charged. Get True Blue® Money prepaid debit cards at any branch location, with no fees to open or activate. Download the Capitol Federal® Mobile Banking application for your smartphone. m. Please check all future dated payments to ensure the Deliver By date is accurate. Keep your business moving even when you’re away from the office with True Blue Online® Business. Capitol Federal’s 131st Year. com . Capitol Federal® is a leader in residential lending. Plus, it’s just as safe as using True Blue Online® from your computer. The True Blue® Direct debit card is accepted wherever you see the VISA® debit logo, worldwide, and for purchases online. m. True Blue Online® banking is a favorite of Capitol Federal® customers for instant and direct access to their accounts. We offer competitive rates and personal local service. To get started, download, and launch the app. ). If you. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL. Earn interest and grow your savings with Capitol Federal's Certificate of Deposit products. Protecting customer account information is a top priority for Capitol Federal, but the following tips can. m. Welcome to True Blue® Checking! At Capitol Federal®, we offer simple checking accounts with convenient access so you can manage your money your way. 085 per share on outstanding CFFN common stock. m. to 9 p. Branch and online service availability will be impacted the weekend of August 4 – 7, 2023. Genuine Bluethe true blue® difference in commercial lending Finding a lender should be the first stop for business owners before touring or considering purchasing commercial real estate. With True Blue Online® banking, customers enjoy eStatements, eBills, an online My Finances Manager, Alerts, and External Transfers, all with the highest levels of online security. Reload when necessary for the amount you want. Consumer Loan Rates. Monthly payments are interest only and the loan term is 12 months. Close. The video below demonstrates the process of downloading and setting up True Blue Business Gateway from within the new True Blue Online Business via a regular internet session. Thank you for trusting Capitol Federal as your banking partner! For assistance with TBO Business. The calendar within Bill Payment will show you the next available Pay Date without a fee. ) Select the "My Finances" tab. You can link credit cards or investment accounts to My Finances and your. Capitol Federal® debit cardholders receive ATM access, with no transaction fees, at CapFed® ATMs and participating retail ATM locations, like Walgreens. TBO® Business Mobile FAQS. How does Capitol Federal Savings Bank collect my personal information? We collect your personal information, for example, when you. If you are logging in as a business, please click the button below: User ID. More on True Blue Online Business. Tiered-rates let you earn more interest in our Money Market Select Account as you grow your savings with the added features of a checking account. With online banking, you can pay bills, track your expenses and send money to others, all on your own schedule. Personal First Time Login. Enroll in My Finances within True Blue Online® for a complete overview of your finances. True Blue Online® Business. We provide checking, savings, CDs, mortgage loans, and other financial services to Kansas and Missouri residents. At Capitol Federal®, we provide a wide range of long- and short-term savings options, from certificate of deposit products to the flexibility of a Money Market Select account. to 9 p. Capitol Federal® Savings Bank. ®, CAPITOL. At Capitol Federal, we offer competitive salaries, flexible hours, great benefits and the opportunity for advancement in both full-time and part-time positions. When using your card for payment at a hotel, restaurant or other merchant, you may be offered to have the amount settled in U. S. If you have questions or need assistance installing True Blue Online Business Gateway, please contact Business Banking at 1-888-510-7333. ) Select the "My Finances" tab. Thank you for visiting Capitol Federal's Career Opportunities Board. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. Capitol Federal® is a leader in residential lending. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Mobile login for True Blue Online, or download the Capitol Federal® mobile banking app. This project included a conversion of the Bank's core processing system and new online banking platforms. The cash dividend will be paid on June 25, 2021 to stockholders of record as of the close of business on June 11, 2021. C. 50 per payment. CAPFED provides me the feeling of belonging that only home can provide. Plus, it’s just as safe as using True Blue Online® from your computer. Set up recurring payments to be delivered on the date you choose, or pay each bill as they come. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. By enrolling in eStatements in True Blue Online®, your personal and confidential information is safe. resolution but it doesn't have to come at a steep price. 085 per share on outstanding CFFN common stock. Or, reach us by phone, by calling 1-888-8CAPFED (1-888-822-7333) Monday through Friday from 7 a. Send us a message and your contact information using the form below and we will contact you. Pay bills and edit payee information. To make the most of your checking dollars, open a Genuine Blue checking account. The only information that needs to be changed is the amount and the date. Along with home loans, we offer refinancing, personal loans, auto loans, CD loans, and our personalized True Blue® service. Close. You have the ability to remit mortgage loan payments electronically from a Capitol Federal® checking or savings account using True Blue Online® banking, or make one-time or recurring payments from other institutions. Follow this blog to keep up to date on Capitol Federal®, home loans, savings opportunities and all things interesting in Kansas and Eastern Missouri. Your True Blue PayCard is a general purpose reloadable card, and is not a deposit account. Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. Your Card is ready for Apple Pay®. 4. At Capitol Federal, we remain, forever True Blue®. Capitol Federal’s Digital Transformation is a system enhancement which brings up-to-date technology, improved security, enhanced services and a more True Blue® banking experience for all customers. Review transaction history. Capitol Federal True Blue Online® requires you to enter your User ID and Password that should only be known to you. You also may use your card at any CapFed® ATM and Visa or PLUS® ATM by entering your personal identification number (P. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL FINANCIAL, INC. Apply Online. Back to School Savings Tips. to 9 p. $1,000,000 - $1,999,999. Learn about our bank loans online. ) Select the "My Finances" tab. If you have questions or need assistance installing True Blue Online Business Gateway, please contact Business Banking at 1-888-510-7333. You can access your HELOC in 4 easy ways: checks, VISA® access card, True Blue Online® transfer from a CapFed® checking account and cash advances at any CapFed branch, and then use the money any way you’d like. Feel free to discuss your options with a customer service representative. Welcome to Capitol Federal® Savings Bank. Search Submit. All you need is to enroll in True Blue Online® banking, have a qualified personal account and you can start making payments today. Telephone banking with Capitol Federal® allows you to check account information with a simple telephone call to 1-888-5TRUBLU. CAPITOL FEDERAL® CELEBRATES GROUNDBREAKING OF NEW. Internal payments, from one Capitol Federal account to another, do not incur a service charge. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE ONLINE®, BLUE BUCKS®, CAPITOL AGENCY®, CAPITOL FEDERAL. Read More > Trust CapFed® to Help You Save Today, Tomorrow and For Your Future. Genuine Blue account holders receive 1 free box of True Blue® checks per 12-month cycle. Learn more about Simple Blue. but every Capitol Federal Credit Sense user can "File a Dispute" with. With online banking, you can pay bills, track your expenses and send money to others, all on your own schedule. Follow the few simple steps below, and we will guide you through the process. Dicus June 20, 2023. True Blue Online® Banking. ®, CAPITOL FEDERAL FOUNDATION®, HERITAGE TRAVEL CLUB®, CAPITOL FEDERAL. Close. 7 percent. Zelle 5 Ways to be Safe. In association with Raymond James Financial Services, the advisors at CapFed® are pleased to offer this service to our customers. Learn more. 0 million, which will be paid prior to June 30,. Please contact your wireless carrier for information about your messaging plan. CAPFED®, CAPITOL FEDERAL®, TRUE BLUE®, TRUE BLUE. CapFed® is a trusted local bank, with over a century of experience serving the community.